"Insurance. It's better to have it when you need it than need it and not have it..."
Risk management and insurance are two of the cornerstones for a sound financial plan. Our risk management and insurance analysis review solution helps our clients see their potential risk exposures both personally and professionally. We start off by reviewing any current policies you may have to make sure they adequately cover you and your loved ones.
We then move on to review any gaps in coverage and potential threats for liability exposures. We review insurances such as life, health, home, disability, auto, umbrella, and business coverages.
Much like our tax planning and preparation service, we understand that we cannot do it all. Part of our insurance review process involves working with your insurance agent or one from our network to help guide you in the purchase of the policies that are right for you.
"Life insurance is rarely bought but often sold..."
Life insurance is one of the most commonly sold insurances. No one really wakes up one day and says, " I need life insurance." It is not required by state law like an auto policy or required by a mortgage company like homeowners insurance.
This is why you may find yourself a recipient of someone walking into your place of employment to offer you such insurance. It is great to have when needed but comes with some questions and cautions when purchasing.
Our life insurance review solution is for anyone thinking of buying life insurance products or reviewing their current policies. Because we do not sell any insurance products and have no "horse in the race," we feel our solution reduces any conflicts of interest in the advice we give towards life insurance.
Employee Benefits Review
"A happy employee is a productive employee..."
Every year you have the option to choose from a list of benefits your employer offers and every year you may choose the same option. Then one day, you have a major life event happen and you start asking, which are the right benefits for me and my family?
Circumstances will change throughout your career. You may have bought a house, had a family, or take on the role of primary bread winner.
Most places of employment has someone to explain the company benefits to you but there are still lingering questions. We tailor the answers to these lingering questions by getting to know you, your family, and your overall financial situation.