It was 2009 and I was two weeks away from graduating from the University of Texas-Pan American that I found out about this profession called Financial Planning. It was everything I wanted to be, but why hadn't I heard about it? Could it be because there was only 10 CFP® practitioners in the Rio Grande Valley at the time? Or maybe because there is still a lack of actual comprehensive financial planning in the Rio Grande Valley to this day. After all, that's why I decided to be