Now that we've left 2021 behind and are a month into 2022, we should sit down and try to kick the year off right! If you're anything like me, you probably have a long list of things you want to accomplish personally and financially, of course. To get the year started, here are a few things that can help you get 2022 kicked off in the right direction! Create a Spending Plan for the year The word “budget” can be quite restrictive at times. I tell my clients, “I want you to spen